Mortgages by Carolann Young

Carolann Young || June 14, 2018

Housing affordability continues to erode

New mortgage rules, rising interest rates, and stress tests have definitely cooled housing market activity by making it more challenging for some to qualify for mortgage. An unwelcome consequence...

Carolann Young || April 26, 2018

Condo investors and the housing market

A recent study titled, "Window Into the World of Condo Investors" by Shaun Hildebrand, senior vice-president of rental research firm Urbanation, and Benjamin Tal, senior economist with CIBC Capital...

Carolann Young || April 11, 2018

The mortgage industry stresses quality over quantity

The Canadian mortgage landscape has seen regulatory change after change combined with continued Government legislative changes since the Fall of 2016. Government changes to mortgage rules have been...

Carolann Young || April 04, 2018

Are you planning to buy, refi or renew in 2018?

The Spring real estate market is upon us. Buying a new house should be exciting, but it can get pretty harrowing at times. You may worry you won’t qualify, given the new rules. There may be...