Mortgages by Carolann Young

Carolann Young || December 12, 2025

The Bank of Canada hit pause. Is this as low as rates will go?

The Bank of Canada held its policy rate at 2.25% this week, a decision most had already been expecting. After four cuts over the past year, the question now isn’t what just happened, but what comes...

Carolann Young || November 18, 2025

How Your Car (and Other Loans) Can Affect Your Mortgage Approval

How Your Car (and Other Loans) Can Affect Your Mortgage Approval You’ve probably heard the story — someone gets pre-approved for a mortgage, buys a new truck, and suddenly their approval disappears....

Carolann Young || November 07, 2025

Did October’s jobs report just put Bank of Canada rate cuts on hold?

Canada’s job market picked up again in October, adding 67,000 jobs (+0.3%) and pushing the unemployment rate down to 6.9%. It marked the second straight monthly increase, reversing...

Carolann Young || October 14, 2025

Finding Breathing Room in Your Budget

Finding Breathing Room in Your Budget If it feels like your paycheque just isn’t stretching as far as it used to, you’re definitely not alone. Between higher living costs, bigger bills, and the...