Mortgages by Carolann Young

Carolann Young || October 28, 2026

Bank of Canada raises rates: What it means for your mortgage

For homeowners who have gained some breathing room in their mortgage budgets, today’s Bank of Canada announcement may feel like a setback. The Bank raised its policy rate by a quarter of a...

Carolann Young || October 13, 2026

Is the Fall Housing Market Worth Another Look for Buyers?

Is the Fall Housing Market Worth Another Look for Buyers?If you've put your home-buying plans on hold, you may be wondering whether now is a better time to reconsider.The housing market continues to...

Carolann Young || September 02, 2026

The rate didn’t move. Your mortgage strategy still can.

The Bank of Canada held its policy rate at 2.25% this week, leaving borrowing costs unchanged for Canadians with variable-rate mortgages and other products tied to lenders’ prime...

Carolann Young || August 24, 2026

Mortgage Declined? There May Be Another Path Forward

Mortgage Declined? There May Be Another Path ForwardA mortgage decline can feel like a door has been closed.Maybe you've found the home you want to buy. Maybe you're trying to refinance your existing...