Mortgages by Carolann Young

Carolann Young || December 01, 2020

Should I Refinance My Mortgage?

I think we can safely say that 2020 has been a strange year. A year of lockdowns due to a pandemic, financial support from the government, and the lowest interest rates in recent history. This has led...

Carolann Young || November 30, 2020

Refinancing Your Mortgage – What You Need to Know

This year has seen a rise in the number of homeowners who are considering refinancing their mortgage. Approximately 20% of Canadian homeowners say they plan to refinance their mortgage in the next...

Carolann Young || November 16, 2020

What Happened to the Expected House Price Crash?

According to many forecasts from earlier this year, Canadian home prices should have fallen anywhere from 5% to 20% from pre-pandemic levels by now. On the contrary, average prices are up...

Carolann Young || October 27, 2020

Fixed or Variable in These Unusual Times?

Fixed or variable—it’s the classic rate decision many mortgage shoppers are faced with. And it’s only been made more complicated since the start of the pandemic. Towards the latter half of 2019,...